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In this issue
  • Five-Year Anniversary of Tsunami Marks Milestone for Grameen Foundation
  • Bankers Without Borders Volunteer Helps Haitian MFI Programs Increase Impact
  • World Wide Web Foundation Visits Grameen Foundation’s Application Laboratory (AppLab) in Uganda
  • Grameen Foundation, Oxfam America Climate Change Report Offers Recommendations to MFIs and Clients
  • Grameen Foundation, Microsoft Initiative Will Use Technology to Help MFIs Reach More Poor People

Get Involved Microfinance Client

Support Grameen Foundation by donating or volunteering today!

Donate

http://gfusa.convio.net/site/R?i=zAXHSBCEwgnBH8IfHGsZSA..

Volunteer

http://gfusa.convio.net/site/R?i=kLNjqpRlo5Wzw_sExkZsuw..

On Our Site

Holiday Ecard

Send an e-card to a loved one and let them know about the power of
microfinance and technology!
http://gfusa.convio.net/site/R?i=AQ_s_hxZ6OoRhV4fc9euHw..

Connections

Fall 2009 Edition of Grameen Connections is Now Available Online
http://gfusa.convio.net/site/R?i=FxA1FuT8R_1w7Z-pYuG0eg..

Watch Alex Counts discuss microfinance live on CSPAN's Washington
Journal, Weds, Dec 23, 9:30 am (EST)

Five-Year Anniversary of Tsunami Marks Milestone for Grameen
Foundation, Mitra Dhuafa Impact in Aceh

Aceh, Indonesia
December 26, 2009, marks the fifth anniversary of the Indian Ocean
tsunami. The disaster killed 225,000 people and devastated communities
off the coast of Sumatra, Indonesia. Two-thirds of these deaths
occurred in Aceh, a province in the northern tip of Sumatra.

In 2005, Grameen Foundation began its program in Aceh to support
long-term economic recovery. We partnered with a new
microfinance institution (MFI), Mitra Dhuafa, providing technical
support and over $2 million in funding to grow the MFI and expand
their outreach. In the four years of our partnership, they opened 10
new branches and reached over 16,000 clients—the largest
outreach of any MFI in the province. The success of our combined
efforts has allowed women like Ibu Hamidah, who lost her four
children, her home, and her family’s thriving tackle shop
business to the disaster, to overcome incredible odds and rebuild
their lives and the lives of their families. Her family’s new
shop earns them about $50 a day, and they aspire to recapture the
success their business enjoyed before the tsunami.

Mitra Dhuafa clients have repayment rates of about 98 percent,
compared to an average of about 60 percent in the area. Hamidah has
received six loans totaling $1,500, each with an incremental increase,
all which she repaid in six months.

Throughout our partnership, we have witnessed the Mitra Dhuafa’s
tremendous growth. The MFI has leveraged our support to access funding
from other donors, which has enabled them to expand. The MFI now has
21 branches and 26,000 clients throughout Indonesia.

2004-2009 Tsunami Initiative

http://gfusa.convio.net/site/R?i=9mIhEx5EG4MH3Q4A2kmLHQ..



Bankers Without Borders Volunteer Helps Haitian MFIs Increase Impact

BWB Volunteer
Eric Nelson, a Bankers without Borders® volunteer and former
executive at Capital One, visited our MFI partner Fonkoze in Haiti in
August to help them determine how their programs could better serve
clients. He met with clients of one such program, Chemin Lavi Miyo (or
Pathway to a Better Life), in which they are given assets such as
chickens or goats as well as intensive one-on-one training in business
development and self-esteem. Grameen Foundation hopes to replicate
these programs throughout the region to enable more MFIs to reach more
of the poorest women.


World Wide Web Foundation Visits Grameen Foundation’s
Application Laboratory (AppLab) in Uganda

Photo Credit World Wide Web Foundation
In November and December, Tim Berners-Lee, founder of the internet and
of the World Wide Web Foundation, and staffers got the chance to
visit Grameen Foundation’s Application Laboratory (AppLab) in
Uganda and observe our Community Knowledge Worker (CKW) Initiative.
The CKW Initiative, which is supported by a grant from the Bill &
Melinda Gates Foundation, explores how locally-based individuals
equipped with mobile phones can serve as “trusted
intermediaries” for small farmers. The World Wide Web
Foundation’s visit was part of a larger tour of Africa during
which the organization explored how the web can empower the people of
Africa and gained a better understanding of the barriers to technology
these people face.

 Photo Credit: World Wide Web Foundation

Read the World Wide Web Foundation’s blog
http://gfusa.convio.net/site/R?i=YAitJz3ffPaqcdtT54eGhQ..


Grameen Foundation, Oxfam America Climate Change Report Offers
Recommendations to MFIs and Clients

Climate Change
Grameen Foundation and Oxfam America released a report examining the
critical role MFIs can play in mitigating the impact of climate change
on poor people. Written by Asif Dowla, a noted microfinance expert and
professor of economics at St. Mary’s College in Maryland, the
report, “Climate Change and Microfinance,” points to key
poverty-related issues. Noting the active role MFIs already play in
poor communities around the globe, the report highlights challenges
facing them, particularly those working in agricultural regions, and
provides recommendations for “climate-proofing” their
existing services, including offering insurance for the most
vulnerable activities. “Despite the enormity of the problem, the
microfinance community has been largely silent about climate change,
except for some initiatives focused on green microfinance,”
Dowla said.


Read the report
http://gfusa.convio.net/site/R?i=Mf-t744gcflh2ClAxP7m2w..

Read Asif’s blog post
http://gfusa.convio.net/site/R?i=jZJQacaxJSXRCFJ_bwu43Q..

View Asif’s podcast
http://gfusa.convio.net/site/R?i=2nTPbDF4uFsMhbbjJb9BJw..


Grameen Foundation, Microsoft Initiative Will Use Technology to Help
MFIs Reach More Poor People

Grameen Foundation and Microsoft Corp. have announced a joint
initiative to help accelerate microfinance’s impact on poverty
alleviation through the strategic use of technology. This initiative
kicked off on Dec. 2 at the inaugural Microfinance Leadership Summit
in Manila, the Philippines, where Microsoft donated software worth up
to US$1 million to eligible MFIs attending the event. The summit,
“Fueling Growth: Strategic Technology for Microfinance,”
was cosponsored by Grameen Foundation and Microsoft, in partnership
with the Microfinance Council of the Philippines.

What's in Your Blog?

This NeXT Computer used by British scientist S...Image via Wikipedia
On average, 12 million adults publish a blog while 57 million Internet users visit those blogs. Blogs have become increasingly common as a method of communicating with the masses and the most popular blog topics cover life experiences with original writing and a strong voice. Businesses are finding that through the consistent use of blogs, they can keep customers up-to-date on new products and events, organizations can stay in touch with clients, and individuals can share their knowledge, portfolios, and experiences.
Blogging has quickly become an accepted and established form of communication - and, as more blogs are created, search engines index them and make them more accessible. A well-maintained blog that is continually updated is more likely to be indexed by a search engine than one that is setup and never touched.

Have something to share or say? Start a blog by logging into your Member Area and clicking on the BlogBuilder icon!
Here are some tips to help you as you work on your blog:
  • Pick a topic that is important to you, something you love or know about
  • Create one or two posts right away concerning the topic you've selected, and let your family and friends know about your blog
  • Post often, fresh content keeps people coming back
  • Visit other blogs, especially your friends and those that deal with topics that interest you. Other blogs are a great source for ideas, articles, and inspiration
  • Invite your family and friends to visit and leave comments
Go to your Member Area and create a post in your blog now!
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Online pekerjaan yang sangat umum. Namun orang-orang memiliki berbagai pengalaman dengan pekerjaan rumah. Beberapa pengalaman berharga menghargai karena itu menguntungkan dan bermanfaat. Lain di tangan, merasa menjadi gaya hidup tidak begitu baik.

Swimmingpool of our hotel in Lovina, Bali, Ind...Image by Miek37 via Flickr
Setelah online pekerjaan adalah sebuah kesempatan. Anda harus melakukan pekerjaan tanpa banyak pengawasan. Anda sendiri waktu Anda dan mengatur kegiatan sehari-hari Anda dengan baik. Jika Anda memutuskan untuk bekerja dari rumah yang terbaik adalah bahwa Anda harus menanamkan bahwa besar "D" - DISIPLIN. Anda harus ingat bahwa Anda bos Anda sendiri dan tak seorang pun yang ada di sekitar untuk memberitahu Anda tentang apa yang harus dilakukan. Jika Anda gagal untuk memahami bagian ini memiliki pekerjaan dari rumah, lebih baik berhenti sekarang. Sikap yang benar harus memohon untuk berhasil untuk pekerjaan yang Anda lakukan di rumah.
Gambar luar relevansi antara lingkungan rumah dengan sifat pekerjaan yang Anda miliki. Karena dengan banyak orang bisa berarti gangguan. Evaluasi pertama bagaimana Anda akan mengelola jenis pekerjaan ini. Menemukan bahwa cukup celah bagi Anda untuk bekerja dengan. Pada akhirnya, Anda akan mendapatkan keuntungan dari melakukan seperti itu; ini akan membantu Anda dalam mencapai tujuan pekerjaan rumah Anda untuk hari itu.
Anda harus siap bahwa ketika Anda bekerja dengan pekerjaan di rumah. Anda akan longgar bahwa interaksi manusia karena sifat dari pekerjaan. Semua, Anda berurusan dengan layar komputer Anda dan keyboard. Anda harus memikirkan cara bagaimana untuk menikmati interaksi manusia dengan cara yang berbeda.
Pekerjaan dari rumah menguntungkan. Sebelum Anda terjun ke dalam pekerjaan semacam ini, Anda harus mengevaluasi diri Anda sendiri tingkat kesiapan menghadapi cara konvensional benar-benar mencari nafkah.
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